Through accessible instruction and guided exercises, participants will learn foundational principles of personal finance—from mindful budgeting and cash-flow awareness to debt reduction, savings habits, and long-term planning. The aim is not perfection, but empowerment: giving you tools that support a more grounded, intentional way of living.

Whether you're beginning a new chapter or refining what already works, this course breaks down complex financial concepts into simple, actionable steps you can apply right away. You’ll explore how to track spending with awareness, set values-aligned goals, understand credit, prepare for uncertainties, and make informed decisions around loans, insurance, and retirement.

By the end of our time together, you will walk away with a personalized and realistic financial plan—one that supports your stability, your wellbeing, and the life you are working toward.

Course Themes Include:

• Understanding income and expenses with clarity
• Budgeting methods that support your lifestyle and goals
• Strategic approaches to reducing debt
• Building savings and cultivating a sense of security
• Credit scores and how to strengthen them
• Insurance basics for life’s “just in case” moments
• Retirement readiness and long-term planning
• Creating your individualized financial action plan

This course is welcoming, practical, and designed to meet you where you are, honoring the unique path that each person brings to their financial journey.

Participants are encouraged to commit to the entire course for maximum benefit, but we welcome anyone to register for a single session as their schedule allows.

FEBRUARY 11th — Awareness & Alignment

Theme: Money Past, Money Present, Money Future

FEBRUARY 18th — Structure & Control

Theme: Giving Every Dollar a Job

FEBRUARY 25th — Growth & Freedom

Theme: Enough & Growth

MARCH 11th— Protection & Power

Theme: Keeping What You Build

MARCH 18th — Meaning & Design

Theme: Money in Service of Life

• Guided instruction on foundational personal finance principles

• Hands-on budgeting and cash-flow exercises

• Tools to reduce debt and build savings sustainably

• Worksheets, templates, and take-home resources

• Support in creating your personalized financial plan

• Space for questions, reflection, and community learning

• Access to the instructor for guidance throughout the course

We will be working on building a budget, so copies the last few months of bank statements, credit card statements, Venmo or Paypal statements, or virtual access to that information on a phone or laptop or ipad would be helpful.

No one is required to bring these things, but the activities on the 1st night and the entire 2nd class will be enhanced by having access to this information. No one will be required to share any personal financial information with others. 

These sessions will be in-person and held at the El Portal Community Hall.

Carroll N. Clark Community Hall

5512 Foresta Rd, El Portal, CA 95318

We offer this workshop on a donation basis so that everyone can participate, regardless of financial capacity.

Community contributions directly support program expenses, allowing us to continue sharing accessible wellness experiences.